Health & alerts
ForTreasurersFinance teams
The two numbers that matter
| Metric | What it means |
|---|---|
| Loan-to-value (LTV) | Debt as a share of collateral value — rises as you borrow more or collateral falls |
| Health factor | Distance from liquidation — below 1.0, the protocol can liquidate collateral |
Both update in real time on the Positions page, per market and per position.
Liquidation alerts
Set alerts on health factor or LTV crossing a threshold you choose. Borrow's alerts are org-wide by design — they belong to the position, not to whoever created them, so the whole team hears about a position at risk (unlike Trade's per-user price alerts).
Reacting to an alert
When an alert fires you have three levers, all subject to your normal approvals: repay part of the debt, add collateral, or close the position. The earlier the threshold, the more of those options remain cheap.
Liquidation is the expensive outcome
A liquidation sells your collateral at a penalty, at the worst possible moment. The entire point of alerts and a conservative LTV is never meeting one.