MOONEUM
Borrow· Borrow against your crypto holdings

Liquidity without selling a single token.

Draw liquidity against your treasury without selling it, using the same approval chains and compliance controls as the rest of your treasury.

What you get

Everything Borrow covers

Borrow

Draw against supported collateral without selling it

Monitor

Real-time loan-to-value and health factor · Liquidation alerts before threshold

Repay on your terms

Draw down and repay on your own schedule · Full history, reconciled to treasury

In the product

Know your LTV, always

Real-time health factor with alerts long before liquidation.

Collateral
$8,530
2.5 ETH
Borrowed
$4,200
4,200 USDC
Current LTV: 49.2%Liquidation at 80%

Illustrative position, for demonstration only — Mooneum alerts you well before you approach liquidation.

Workflow

How it works

From setup to daily use, in 4 steps.

1

Post collateral

Use holdings already in your treasury as collateral — no separate transfer needed.

2

Draw liquidity

Borrow within your approved markets and policy limits.

3

Monitor health factor

Real-time LTV tracking with alerts before you approach the liquidation threshold.

4

Repay anytime

Draw down and repay on your own schedule; every action reconciles to treasury.

FAQ

Frequently asked questions

What happens as we approach liquidation?

You get alerts before the liquidation threshold, based on real-time health factor monitoring.

Which collateral and markets are supported?

Supported collateral and borrow markets are shown live in-app, with rates and available liquidity.

Does this share infrastructure with Earn?

Yes — Borrow runs on the same underlying Aave and Morpho integration Earn uses.

Ready to put Borrow to work?

Free while you evaluate — built for treasurers who need liquidity without liquidating.