The financial operating system for businesses that run on crypto.
Accept it, hold it, trade it, and pay with it — with the approvals, roles, and audit trail your finance team already expects.
Across 5 chains, 12 wallets
Payment of $12,400 approved
2 of 2 approvers · Treasury desk
Limit order awaiting approval
ETH → USDC · 1 of 2 approvers · Trading desk
Illustrative preview — not real account data.
Trusted by finance teams at
One suite, six products
Each app serves a different team — all sharing the same wallets, policies, and ledger.
Treasury
Hold, track, and move organizational crypto with real finance-team controls.
Pay
Invoice customers, accept crypto or card, and pay vendors — approvals built in.
Trade
Market, limit, and exchange orders, routed through your approval chain.
Earn
Put idle treasury funds to work — without giving up custody or approvals.
Borrow
Unlock cash against your holdings without selling them — within limits you set.
Developers
Scoped API keys, webhooks, and a typed SDK for integrating the platform.
How it works
From zero to your first approved transaction.
Create your organization
Set up your org and invite your team — no crypto experience required to get started.
Set roles & approval rules
Decide who can spend, who approves, and at what thresholds — before anyone moves money.
Connect a wallet
Bring your own wallet, or use the Mooneum Signer desktop app for extra security.
Move money
Every payment, trade, or transfer is checked against your rules and logged automatically.
Receiving a payment
Try it — this is the checkout your customers see, live on your site with one line of code.
Customize the demo
Changes update the preview live.
Customers can also pay in anything you don't accept — swap-to-pay converts it for you.
Demo only — no real payment is made.
Run by finance, trading, and engineering teams
“We moved our whole treasury off spreadsheets and three wallet apps. The approval chains are the first crypto controls our auditors have actually liked.”
“The desk places orders, policy decides what needs sign-off, and every fill lands in the same ledger finance reconciles. That used to be three tools and a Slack channel.”
“Payment links were live the first afternoon. Webhooks and the typed SDK meant our billing integration was a two-day job, not a quarter.”
Everything above, as an API
Every action a person can take in Treasury, Trade, Earn, Borrow, or Pay is also a typed API call — the dashboards are built on the same public endpoints you get.
- API keys and OAuth2 client credentials
- Webhooks for every mutating event
- Live WebSocket event streams
- A typed SDK and drop-in checkout widgets
import { TreasuryClient } from '@mooneum/sdk';
const client = new TreasuryClient({ token: 'sk_…' });
const link = await client.createPaymentLink({ priceId: 'price_…' });
// link.publicToken -> <mooneum-pay-button token="...">{
"event": "Invoice.Paid",
"resourceId": "inv_8f2a1c9d",
"amountUsd": "49.00",
"occurredAt": "2026-01-14T09:32:01Z"
}Security you can verify, not just take our word for it
Non-custodial, not just in name
The whole platform moves around your keys. They don't move.
Frequently asked questions
Is Mooneum custodial?
No. Mooneum is non-custodial by default — your organization holds its own keys the entire time, whether through your own wallet or the Mooneum Signer desktop app.
Do I need to be a crypto expert to use this?
No. Mooneum is built for finance teams and business owners, not crypto traders — role-based approvals and plain-language controls mean your team works the way it already does.
What does it cost?
Start free while you evaluate the platform, then move to a paid plan as your team grows. See full pricing.
Which chains and wallets are supported?
Ethereum, Base, Polygon, Arbitrum, and Optimism today. Bring your own wallet — browser extension, WalletConnect — or use the Mooneum Signer desktop app.
How do approvals work?
Every payment, trade, or transfer routes through the role-based approval chain your organization sets — nothing moves until the right people sign off.
Is everything audited?
Yes. Every mutating action writes an audit log, so compliance and reporting are never an afterthought.
Ready to run crypto like the rest of your finances?
Set up your organization in minutes. Free while you evaluate — and your keys never leave your team.